:root{--ink:#1b2430;--muted:#5a6672;--green:#0a7d4f;--teal:#0b5d7a;--navy:#10202f;--gold:#f4a300;--sun:#ffd166;--line:#dfe7e4;--soft:#f3f7f6}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff;-webkit-text-size-adjust:100%}
a{color:var(--green)}a:hover{color:var(--teal)}
img{max-width:100%;height:auto}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:99}
.topbar{background:var(--navy);color:#cfd9e3;font-size:13px;text-align:center;padding:7px 12px}.topbar a{color:var(--sun)}
header.site{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-top:12px;padding-bottom:12px}
.logo{font-weight:800;font-size:23px;color:var(--ink);text-decoration:none;letter-spacing:-.3px}.logo span{color:var(--gold)}
nav.main{display:flex;gap:4px;flex-wrap:wrap;justify-content:flex-end}
nav.main a{padding:7px 11px;border-radius:7px;text-decoration:none;color:var(--ink);font-size:15px;font-weight:500}
nav.main a:hover,nav.main a[aria-current=page]{background:var(--soft);color:var(--green)}
.hero{background:linear-gradient(135deg,var(--green),var(--teal));color:#fff;padding:64px 0 56px}
.hero h1{font-size:clamp(30px,5vw,48px);margin:0 0 14px;line-height:1.15;letter-spacing:-.5px}
.hero p{font-size:19px;max-width:660px;opacity:.96;margin:0 0 6px}
.hero.sub{padding:42px 0 36px}.hero.sub h1{font-size:clamp(27px,4vw,40px)}
.crumbs{font-size:13px;opacity:.9;margin-bottom:10px}.crumbs a{color:#fff}
.btn{display:inline-block;padding:13px 22px;border-radius:9px;font-weight:700;text-decoration:none;margin:12px 10px 0 0;border:0;cursor:pointer;font-size:16px;font-family:inherit}
.btn.p{background:var(--sun);color:var(--navy)}.btn.p:hover{background:#ffc94d;color:var(--navy)}
.btn.s{border:2px solid #fff;color:#fff;padding:11px 20px}.btn.s:hover{background:rgba(255,255,255,.12);color:#fff}
.btn.g{background:var(--green);color:#fff}.btn.g:hover{background:#086a43;color:#fff}
.btn.o{border:2px solid var(--green);color:var(--green);padding:11px 20px}
section{padding:52px 0}section.alt{background:var(--soft)}
h2{font-size:29px;margin:0 0 12px;line-height:1.25;letter-spacing:-.3px}
h3{font-size:20px;margin:26px 0 8px;line-height:1.3}
.prose{max-width:760px}.prose p,.prose li{font-size:17px}.prose ul,.prose ol{padding-left:22px}.prose li{margin:6px 0}
.prose h2{margin-top:44px;padding-top:6px}.prose h2:first-child{margin-top:0}
.lede{font-size:19px;color:#34414f}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(235px,1fr));gap:18px;margin-top:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:13px;padding:22px;display:flex;flex-direction:column}
.card h3{margin:0 0 8px;font-size:19px}.card p{margin:0 0 12px;font-size:16px;color:#34414f}
.card .more{margin-top:auto;font-weight:700;text-decoration:none}
.card .ico{font-size:28px;margin-bottom:6px}
form.zip{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}
form.zip input{padding:13px;border:1px solid #b9c4c0;border-radius:9px;font-size:16px;width:200px;font-family:inherit}
form.zip button{margin:0}
.callout{border-left:5px solid var(--gold);background:#fff8e6;padding:14px 18px;border-radius:0 10px 10px 0;margin:22px 0}
.callout.warn{border-color:#d9534f;background:#fdeeee}
.callout.ok{border-color:var(--green);background:#eaf6f0}
.callout p{margin:0;font-size:16px}.callout strong{display:block;margin-bottom:2px}
.cta{background:var(--navy);color:#e8eef5;border-radius:16px;padding:30px;margin:36px 0}
.cta h2,.cta h3{color:#fff;margin-top:0}.cta p{color:#cfd9e3}.cta .btn{margin-top:6px}
.tablewrap{overflow-x:auto;margin:20px 0;border:1px solid var(--line);border-radius:12px}
table{border-collapse:collapse;width:100%;font-size:15px;min-width:560px}
th,td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--soft);font-weight:700}tr:last-child td{border-bottom:0}
caption{caption-side:bottom;font-size:13px;color:var(--muted);padding:8px 14px;text-align:left}
.toc{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:16px 22px;margin:0 0 30px}
.toc strong{display:block;margin-bottom:6px}.toc ol{margin:0;padding-left:20px}.toc li{margin:3px 0;font-size:15px}
.disc{font-size:13.5px;color:var(--muted);background:var(--soft);border:1px solid var(--line);border-radius:8px;padding:9px 13px;margin:0 0 26px}
.meta{font-size:13.5px;color:var(--muted);margin:0 0 20px}
details{border-bottom:1px solid var(--line);padding:14px 0}details summary{font-weight:600;cursor:pointer;font-size:17px}details p{margin:10px 0 0}
.note{font-size:13px;color:var(--muted)}
.checklist{list-style:none;padding-left:0!important}.checklist li{padding-left:30px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}
footer.site{background:var(--navy);color:#b8c4cf;padding:38px 0 30px;font-size:14px}
footer.site a{color:var(--sun)}
footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px}
footer.site h4{color:#fff;margin:0 0 8px;font-size:15px}footer.site ul{list-style:none;margin:0;padding:0}footer.site li{margin:5px 0}
footer.site .fine{border-top:1px solid #243649;margin-top:24px;padding-top:16px;font-size:13px;line-height:1.55}
@media(max-width:700px){header.site .wrap{flex-direction:column;align-items:flex-start;gap:6px}nav.main{justify-content:flex-start}nav.main a{padding:6px 9px;font-size:14px}.hero{padding:42px 0 38px}section{padding:38px 0}header.site{position:static}}
@media print{header.site,footer.site,.cta,.topbar{display:none}}